Hi JWvL
I just got a new computer about a month ago, budget nothing fancy. Needless to say it came with an HDD but I have a new spare lying around for when that drive decides to pack in. Maybe at that time I'll consider getting an SSD, just now it's not an issue for me.
Performance-wise I find my machine fast enough for my needs without an SSD. Really if I was getting an SSD I would be doing so because it might outlast an HDD - that would be my main consideration (not performance). There are some indications that this might be not so far-fetched a notion:
https://techreport.com/review/27436/the-ssd-endurance-experiment-two-freaking-petabytes
My main reason for liking to use a ramdisk is just to do with wear on HDD. (Though if I had an SSD it would take the same view for that.) Ramdisks don't wear out - they are also pretty fast. As far as I am aware they are faster than SSD. Also with previous computers when my HDD's did start to pack-in this was always associated with the partitions I would be using for torrenting - torrenting is really demanding on an HDD. So I get round that problem by using a ramdisk.
Also use a ramdisk just out of habit - been using them for years. Nowadays, with RAM being cheap, and computer installable RAM capacity being high, I have enough RAM to run a fairly large ramdisk, 10.00 GB, enough for my torrenting needs certainly, I don't think that it would be described as 'tiny' - but I suppose that is all relative to personal benchmarks. Also unmounting the ramdisk, setting a different size and then remounting it is a trivial operation.
Anyway, each to their own I guess. :)